Protection of Occupant


For homeowners unable to seek shelter during natural disasters, special accommodation may need to be integrated into the home to allow the resident to shelter in place. For example, a person with limited mobility in a rural area may have more trouble accessing a community tornado shelter.

Opportunity & Response

Federal entities such as FEMA offer guidance for constructing in-home shelters. Though these shelters can add cost and complication to construction, they may be particularly important for certain homeowners. There are also multiple assistance programs that provide loans and grants to assist in purchasing or building shelters in high-risk areas.