Increasing Credit Capacity for Housing Providers


For organizations that offer direct mortgages, such as Habitat for Humanity, increasing capacity can be a challenge.

Opportunity & Response

Not-for-profits can work with banks and financial institutions to increase their credit. For example, Regions Bank has extended a construction line of credit to Affordable Housing Resources to pay for construction of four homes. This loan will be repaid once AHR sells the homes. 

Regions Bank will receive CRA credit for financing the construction of the project, providing an incentive for this relationship.